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Your FICO® Score Could $ave You A Whole Lot Of Money

Apr 27

filed under: Buying A Home, Real Estate

Do you know your FICO® score?

Do you know your FICO® score?

FICO® scores right now are extremely important when it comes to applying for a mortgage. Yes interest rates have been at all time lows, but that does not mean every one  is treated equally or we can all sing Kum ByYa about the low mortgage rate you Read the rest of this entry »

Written by Howard Harris

HUD Homes Are Hot. . . But What Are They?

Apr 25

filed under: 2nd Home Buyers, Buying A Home, Foreclosures & Short Sales, Real Estate

1411 W. Libby St. Phoenix, 2324 SF $154,800

1411 W. Libby St. Phoenix, 2324 SF $154,800

If you have been trolling the public real estate sites lately looking at properties have you noticed how many of the listings  are coming up with the words “this is a HUD home” in the listing remarks or description? Here’s the deal,  HUD homes are gaining a lot of traction in the past few months. Often they are lower priced properties and can be purchased at a significantly reduced Read the rest of this entry »

Written by Howard Harris

3.5% Home Buyer Closing Cost Assistance . . Such A Deal But Not For Everyone

Apr 13

filed under: Buying A Home, Foreclosures & Short Sales, Real Estate

3.5% Fannie Mae Homebuyer AssistanceWell what is up with this. Prices are the lowest they have been in a decade in the Phoenix area, interest rates are still low, at least for the time being, and now someone says “we will give you up to 3.5% towards your closing costs”. What’s the catch you ask. Well there really isn’t one, however Read the rest of this entry »

Written by Howard Harris

When Do You Know What Your “Highest And Best” Offer Is?

Mar 30

filed under: Buying A Home, Foreclosures & Short Sales, Real Estate

When Do You Know What Your Highest And Best Offer IsOK so here is the scenario for my most recent multiple offer situation. Property is in Fountain Hills and is listed at $226,710, great location, super lot, views, pool etc. This is a two bedroom, 2 bath, 2233 SF home on an acre lot built in 1980. Sounds pretty good huh, our thoughts exactly along with the swarms of other agents and their clients who were all Read the rest of this entry »

Written by Howard Harris

Investor Offers Can Be Rejected During The “15 Day 1st Look” Time Period

Mar 24

filed under: Buying A Home, Foreclosures & Short Sales, Real Estate

Resized-Not-AllowedSo what’s going on out there, some of my investor clients are getting very frustrated. We have all heard it “cash is king” when it comes to buying real estate, but right now an investor that has cash may not make any difference on new Fannie Mae or Freddie Mac properties that come on the market. What are designated as “1st Look” properties are persona non grata for Read the rest of this entry »

Written by Howard Harris