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Financing And Bidding On An Arizona HUD Home. . . A Buyer How To’s

May 16

filed under: Buying A Home, Foreclosures & Short Sales, Real Estate

HUD_LogoIf you are thinking about buying a HUD home you need to know the type of financing you will need if you are not a cash buyer, what you need to do before you place a bid and what’s involved in the bidding process. Its not that the bidding process is complicated, but submitting an offer on a property is nothing like submitting Read the rest of this entry »

Written by Howard Harris

Got Prequalified For A Mortgage. . HooHa! So How Long Is It Good For?

May 09

filed under: 2nd Home Buyers, Buying A Home, Real Estate, Yada Yada

How Long Is A Prequalifiction For A Mortgage Good ForThe other day I was doing my Google Analytics report, you know the report to see if anyone really visits your website, I think some people say they do but they really don’t. Anyway I came across someone who put into their google search “how long is a prequalification good for”. Hmmm it got me to thinking, what a great question and what a great subject for a Read the rest of this entry »

Written by Howard Harris

HUD Homes “Exclusive Listing Periods” . . . What A Buyer Needs To Know

May 06

filed under: Buying A Home, Foreclosures & Short Sales, Real Estate

Exclusive IE HUD Listing, 1335 SF $69,000

"Exclusive" IE HUD Listing Till 5/5/2011, 1335 SF $69,000

In my last post in this series about buying a HUD home, I went over the four types of  HUD homes and how they can affect the type of financing a non-cash buyer will need. I now want to cover what is referred to as  “Exclusive Listing Periods “, what it is and where the four types of HUD homes “FHA” insurability”  fall into these Read the rest of this entry »

Written by Howard Harris

Fountain Hills Housing Supply Is Dwindling . . . Really It Is

May 04

filed under: Buying A Home, Living In Fountain Hills, Market Conditions, Real Estate

Inventory lowTomorrow I am closing on a single family home for one of my buyers here in Fountain Hills. It really was not an easy peasy process to find them a property in their price range. The first house we looked at was a lender owned property that got an accepted offer on the same day we were ready to submit our offer. The next property we submitted an offer on was Read the rest of this entry »

Written by Howard Harris

There Are Four Types Of HUD Homes . . What Does That Mean To A Buyer

Apr 29

filed under: Buying A Home, Foreclosures & Short Sales, Real Estate

3822 W. Marconi, Phoenix 1491 SF, $68,400 HUD Type IE

3822 W. Marconi, Phoenix 1491 SF, $68,400 HUD Type IE

In my first post HUD Homes Are Hot. . What Are They? you learned some basics about HUD homes. If you have not had a chance to read the post, I recommend you do so before reading this one to avoid rampant confusion while reading this post. Yes there are four types of  HUD properties and you need to know about them if you plan on purchasing a HUD home.  The type of HUD property will determine when you can Read the rest of this entry »

Written by Howard Harris